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Automation · Video

Build your own algorithm, or license one?

Building your own algorithm costs about a quarter of a million dollars and a year of work, and you still start with zero track record.

Robert Ratcliff
Robert RatcliffFounder & CEO, Strike Algo · 2 min watch
Build your own algorithm, or license one?Click to watch the video2:02 · Turn your sound on 🔊Video · Robert Ratcliff, Founder
Independently verified recordExamined by Alpha Performance Verification Services · Apr 2020 to Oct 2026
See the report →
+1,094.2%Total return. S&P 500 (SPY): +215.8%
44.3%Per year, compounded. S&P 500: 19.3%
-37.0%Deepest drawdown. S&P 500: -25.4%
-22.1%Worst month, July 2026
Independently verifiedAlpha Performance Verification Services examined every month since April 2020.
Your money stays in your nameYour own Interactive Brokers account. Strike can trade. It can’t withdraw.
6.5 years · 2,239 tradesSame rules since 2020, through good markets and bad.
Real people, San Diego500+ clients across Capital B28, live events, and a team you can call.
The short version
  • In-house year one runs about $258,129: a quant developer, a dashboard build, servers and data.
  • An agency typically costs $250,000 to $400,000 and takes 9 to 12 months.
  • Either way, a new algorithm starts with zero years of real track record.
$258,129In-house, year one (est.)
9–12 moAgency build time
6.5 yrsStrike's record
● Results from our community

92 results. 34 video stories.

Scroll the whole wallBook a call
Member post, Jun 1, 2026. Up 67.85% in six months on $100K, against 14.23% for the S&P and 27.68% for QQQ.Year-to-date return of 26.26% against the S&P 500.Member post, Jun 11, 2026. Momentum orders filled in Interactive Brokers.A 20-name book with unrealized gains by position.Member post, Apr 15, 2026. Live since Oct 1, 2025, alongside a buy-and-hold account. "Momentum is much more volatile."What made up May's 17.5%, by position.Member post, Jun 10, 2026. Orders executed through the momentum strategy.Interactive Brokers account, up 13.39% year to date.Account up 55.98% year to date.Interactive Brokers book, up 2.42% on the day.The investor Robert first learned momentum from. All accounts at $14.07M. He runs his own momentum strategy, not Strike.Capital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultMember post, Jun 1, 2026. Up 67.85% in six months on $100K, against 14.23% for the S&P and 27.68% for QQQ.Year-to-date return of 26.26% against the S&P 500.Member post, Jun 11, 2026. Momentum orders filled in Interactive Brokers.A 20-name book with unrealized gains by position.Member post, Apr 15, 2026. Live since Oct 1, 2025, alongside a buy-and-hold account. "Momentum is much more volatile."What made up May's 17.5%, by position.Member post, Jun 10, 2026. Orders executed through the momentum strategy.Interactive Brokers account, up 13.39% year to date.Account up 55.98% year to date.Interactive Brokers book, up 2.42% on the day.The investor Robert first learned momentum from. All accounts at $14.07M. He runs his own momentum strategy, not Strike.Capital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community result
+14.59% total return in the past week.+15.86% total return this month.+13.43% total return in the past month.+11.10% total return in the past week.$9,777 unrealized P&L.$14,257 unrealized P&L.$16,263 unrealized P&L.Interactive Brokers account, up 11.13% year to date.A 20% move in five days, from $7.86M to $9.42M.All accounts, up 1.15% on the day.Capital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community result+14.59% total return in the past week.+15.86% total return this month.+13.43% total return in the past month.+11.10% total return in the past week.$9,777 unrealized P&L.$14,257 unrealized P&L.$16,263 unrealized P&L.Interactive Brokers account, up 11.13% year to date.A 20% move in five days, from $7.86M to $9.42M.All accounts, up 1.15% on the day.Capital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community resultCapital B28 community result

Capital B28 community across all programs, including trading education. Not Strike results unless stated. Not typical; individual results vary.

A lot of people who find us ask the same question: why wouldn’t I just build my own trading algorithm?

It’s a fair question. So let’s actually price it out. What it costs to build one properly, how long it takes, and the one thing you can’t buy no matter how much you spend.

Year one: about $258,000

Let’s start with building it yourself, in-house.

First you need a quant developer, someone who can write and test trading code. Salary plus costs, that’s about 170 thousand dollars a year.

Then you need a dashboard, something that shows you positions, trades and performance. Building that runs about 70 thousand.

Then servers and market data, so it actually runs every day on clean data. Call it 18 thousand a year.

Add it up and year one is about 258 thousand dollars. And that’s if everything goes right the first time.

Want to skip the build and start with 6.5 years of record?Book a call →

Faster to start. Not cheaper.

Okay, so what if you skip the hiring and pay an agency to build it for you?

You’re usually looking at somewhere between 250 and 400 thousand dollars, and nine to twelve months before it’s trading live.

So it’s not cheaper. It just moves the headache to somebody else. And you’re still paying for servers, data and maintenance after it’s built.

Day one track record: zero years.

But here’s the real problem, and it’s not the money.

On the day your brand new algorithm goes live, its track record is zero years. You have a backtest, which is the system’s best guess at the past. You don’t have proof. You don’t know how it handles a real crash, a real sector flip, a real month like July 2026.

The only way to get that proof is time. Years of it. And you can’t buy time.

Strike’s record covers about six and a half years and 2,239 trades, through good markets and bad ones. That’s the thing you’re really licensing. Not just the code, but the years.

Skip the build. Keep the years.

So, build or license? Building costs about a quarter million dollars in year one, an agency costs about the same or more, and either way you start with zero years of proof.

If you’d rather start with a record that’s already been through good markets and bad, go to strikealgo.net and book a call. We’ll show you how licensing works and what it costs.

Why this matters if you’re considering Strike

Licensing gets you what money can’t buy: rules that have already lived through a pandemic rally, a bear market and a −22% month. On a call we’ll walk through how licensing works and what it costs, in writing.

What happens on your call
1
We open the record togetherThe verified report, every month, the good and the bad. Ask anything.
2
We map it to your accountHow Strike would run in your own Interactive Brokers account, the minimum, and what the swings could feel like.
3
You decidePaper trade first if you like. No pressure, and if it isn’t a fit, we’ll tell you.
$100,000, same months
S&P 500
$315,800
BlackRock MTUM
$318,300
Strike
$1,055,200
Jegadeesh & Titman 1993George & Hwang 2004Moskowitz, Ooi & Pedersen 2012

$100,000 invested April 2020, value September 30, 2026. MTUM NAV total returns per BlackRock. Strike: verified model record, gross of fees. Same months.

Real people. Real screenshots.

Hear from our community

Video after video, result after result. Keep scrolling. It keeps going.

These results come from the Capital B28 community across all of our programs, including our trading education. They are not Strike Algo results unless stated. Results shown are not typical and are not a promise of future results. Individual results vary. Strike's own numbers are the verified model record.

Member post, Jun 1, 2026. Up 67.85% in six months on $100K, against 14.23% for the S&P and 27.68% for QQQ.
“Video testimonialClient story
+14.59% total return in the past week.
Year-to-date return of 26.26% against the S&P 500.
“Video testimonialClient story
Capital B28 live event · San Diego
+15.86% total return this month.
“Video testimonialClient story
Member post, Jun 11, 2026. Momentum orders filled in Interactive Brokers.
+13.43% total return in the past month.
“Video testimonialClient story
A 20-name book with unrealized gains by position.
+11.10% total return in the past week.
“Video testimonialClient story
⚡Want to see if Strike fits your account?

Book a call and see how Strike runs in your own Interactive Brokers account.

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Member post, Apr 15, 2026. Live since Oct 1, 2025, alongside a buy-and-hold account. "Momentum is much more volatile."
$9,777 unrealized P&L.
“Video testimonialClient story
What made up May's 17.5%, by position.
$14,257 unrealized P&L.
“Video testimonialCody
Member post, Jun 10, 2026. Orders executed through the momentum strategy.
Capital B28 live event · San Diego
“Video testimonialDavud
$16,263 unrealized P&L.
Interactive Brokers account, up 13.39% year to date.
“Video testimonialFab
Interactive Brokers account, up 11.13% year to date.
Account up 55.98% year to date.
⚡Questions? Talk to a real person.

Book a call and see how Strike runs in your own Interactive Brokers account.

Book a call
“Video testimonialEtianie
Capital B28 live event · San Diego
A 20% move in five days, from $7.86M to $9.42M.
“Video testimonialScott
Interactive Brokers book, up 2.42% on the day.
All accounts, up 1.15% on the day.
“Video testimonialZay
The investor Robert first learned momentum from. All accounts at $14.07M. He runs his own momentum strategy, not Strike.
“Video testimonialTonio
“Video testimonialSuyen
⚡Ready to put a system on it?

Book a call and see how Strike runs in your own Interactive Brokers account.

Book a call
“Video testimonialSu
Capital B28 live event · San Diego
“Video testimonialSteve
“Video testimonialStano
“Video testimonialRoberto
Capital B28 live event · San Diego
“Video testimonialPedro
⚡Like what you're seeing?

Book a call and see how Strike runs in your own Interactive Brokers account.

Book a call
“Video testimonialPat Murray
“Video testimonialJulian
“Video testimonialJoe
“Video testimonialJL
Capital B28 live event · San Diego
⚡Want to see if Strike fits your account?

Book a call and see how Strike runs in your own Interactive Brokers account.

Book a call
“Video testimonialJK
“Video testimonialGrant
“Video testimonialErik
Capital B28 live event · San Diego
“Video testimonialColby
“Video testimonialZee
⚡Questions? Talk to a real person.

Book a call and see how Strike runs in your own Interactive Brokers account.

Book a call
“Video testimonialBen
“Video testimonialAxel
“Video testimonialAtum
Capital B28 live event · San Diego
⚡Ready to put a system on it?

Book a call and see how Strike runs in your own Interactive Brokers account.

Book a call
Capital B28 live event · San Diego
Capital B28 live event · San Diego
⚡Like what you're seeing?

Book a call and see how Strike runs in your own Interactive Brokers account.

Book a call
Capital B28 live event · San Diego
Capital B28 live event · San Diego
⚡Want to see if Strike fits your account?

Book a call and see how Strike runs in your own Interactive Brokers account.

Book a call
Capital B28 live event · San Diego
Capital B28 live event · San Diego
Capital B28 live event · San Diego
Capital B28 live event · San Diego
Capital B28 live event · San Diego
⚡Questions? Talk to a real person.

Book a call and see how Strike runs in your own Interactive Brokers account.

Book a call
Capital B28 live event · San Diego
Capital B28 live event · San Diego
Capital B28 live event · San Diego
Capital B28 live event · San Diego
Capital B28 live event · San Diego
Capital B28 live event · San Diego
Capital B28 live event · San Diego
Capital B28 live event · San Diego
Capital B28 live event · San Diego

Frequently asked questions

How much does it cost to build a trading algorithm?

An estimated $258,129 in year one in-house: about $169,729 for a quant developer, $70,400 for a dashboard and $18,000 for servers and data. Agencies typically charge $250,000 to $400,000.

How long does it take to build a trading algorithm?

An agency build typically takes 9 to 12 months before it trades live.

Why license instead of building?

A new algorithm has a backtest but zero years of real track record. Licensing gives you rules that have already been through good and bad markets.

Skip the build. Keep the years.Book a call. A real person walks you through the record and the platform live.
Book a call
Read the full video transcript

A lot of people who find us ask the same question: why wouldn’t I just build my own trading algorithm?

It’s a fair question. So let’s actually price it out. What it costs to build one properly, how long it takes, and the one thing you can’t buy no matter how much you spend.

Let’s start with building it yourself, in-house.

First you need a quant developer, someone who can write and test trading code. Salary plus costs, that’s about 170 thousand dollars a year.

Then you need a dashboard, something that shows you positions, trades and performance. Building that runs about 70 thousand.

Then servers and market data, so it actually runs every day on clean data. Call it 18 thousand a year.

Add it up and year one is about 258 thousand dollars. And that’s if everything goes right the first time.

Okay, so what if you skip the hiring and pay an agency to build it for you?

You’re usually looking at somewhere between 250 and 400 thousand dollars, and nine to twelve months before it’s trading live.

So it’s not cheaper. It just moves the headache to somebody else. And you’re still paying for servers, data and maintenance after it’s built.

But here’s the real problem, and it’s not the money.

On the day your brand new algorithm goes live, its track record is zero years. You have a backtest, which is the system’s best guess at the past. You don’t have proof. You don’t know how it handles a real crash, a real sector flip, a real month like July 2026.

The only way to get that proof is time. Years of it. And you can’t buy time.

Strike’s record covers about six and a half years and 2,239 trades, through good markets and bad ones. That’s the thing you’re really licensing. Not just the code, but the years.

So, build or license? Building costs about a quarter million dollars in year one, an agency costs about the same or more, and either way you start with zero years of proof.

If you’d rather start with a record that’s already been through good markets and bad, go to strikealgo.net and book a call. We’ll show you how licensing works and what it costs.

Trading involves risk, and this isn’t investment advice. See you in the next one.

Strike Algo figures are a model strategy, calculated gross of fees and trading costs, as examined by Alpha Performance Verification Services, and are not the results of any client account. Past performance does not guarantee future results. Trading involves risk, including loss of principal. Not investment or tax advice. Capital B28 provides software and is not an investment adviser.

Stop guessing.
Put a system on it.

Your money stays in your account. The system does the work. You get your evenings back.

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